Whereas micro-credit together with the associated business skills development programs have been confirmed as great tools of community transformation, ENCOT Microfinance Limited appreciates the fact that there are other community needs that cannot be solved by these interventions alone. To this regard, ENCOT Microfinance Limited continues to partner with other institutions and to rally resources behind other social ills that credit and enterprise development alone cannot address

Kinds of trainings offered by ENCOT

• Pre-disbursement trainings – These trainings mostly emphasize understanding of the loan terms, group formation and dynamics, leadership skills, financial discipline, loan tracking and basic business planning skills.

• Post-disbursement trainings – These are follow-up business skills trainings that further support the poor to articulate business issues and further exploit the business potentials around them. The common themes of interest include

• Business planning

• Customer care

• Record keeping

• Resource mapping and mobilization

• Networking

• Basic accounting

• Budgeting