Financially inclusive communities
ENCOT Microfinance Limited employs carefully crafted group-based methodologies to deliver micro-credit services to its clients. This approach enables the organization to reach underserved communities effectively, empowering individuals and small businesses by providing them with the financial support necessary for sustainable growth.
Our Loan Products
Tailored financial solutions to meet your diverse needs
ENCOT Group Enterprise Loans
Designed for group businesses to expand their operations and increase productivity.
Apply NowENCOT Group Salary Loans
Short-term financing solution for salaried groups with flexible repayment terms.
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Affordable financing for groups to access clean and sustainable energy solutions.
Apply NowENCOT Group Housing Loans
Group-based housing finance for home improvements and construction.
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Supporting group members' educational needs and school fee financing.
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Financing for group water projects and sanitation improvements.
Apply NowENCOT Business Working Capital
Short-term financing to cover day-to-day operational expenses for businesses.
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Individual loans for solar systems, energy-efficient appliances, and power solutions.
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Individual housing finance for home construction, renovation, or purchase.
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Financing for productive assets and equipment to grow your business.
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Individual loans for school fees, vocational training, and educational materials.
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Individual financing for water harvesting, storage, and sanitation facilities.
Apply NowENCOT Value Chain Finance Loan
Financing designed to strengthen agricultural value chains and market linkages.
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