Inclusive financial services delivered sustainably.
To provide inclusive financial services to micro and small enterprise communities in Uganda through a sustainable approach.
What Guides Us
Mission, vision and values.
Our purpose and values guide how ENCOT serves customers, works with communities and develops responsibly.
Accessible and sustainable finance for rural communities.
Affordable, accessible and sustainable financial services for low-income rural communities in Uganda.
Principles guiding how ENCOT serves.
Our values shape customer relationships, institutional conduct and responsible growth.
Innovation and Creativity
Developing practical solutions for changing financial and enterprise needs.
Professionalism and Integrity
Working responsibly, transparently and with accountability.
Humility and Respect
Treating customers, colleagues and communities with dignity and understanding.
Fairness and Honesty
Promoting clear communication, ethical conduct and equitable treatment.
Institutional Position
ENCOT operates as a Tier IV microfinance institution regulated and supervised by the Ministry of Finance, Planning and Economic Development.
Strategic Theme
Green, Inclusive and Impactful Finance guides the institution’s 2026–2030 strategic direction.