Morris Ngabitho
Executive Director
Provides executive leadership and coordinates the implementation of approved institutional strategies, operational plans and customer-service priorities.
Institutional leadership
Management Team
Meet the leaders responsible for implementing institutional strategies, managing daily operations and supporting responsible financial services across ENCOT Microfinance.
Coordinating strategy, operations and customer service
The management team works under approved institutional governance arrangements to coordinate departments, implement plans and maintain responsible service delivery.
Heads of departments and institutional managers
Each departmental leader supports a distinct area of institutional performance while working as part of one coordinated management team.
Solomon Karuhanga
Group Head of Partnership
Coordinates institutional partnerships, stakeholder engagement and development relationships that support ENCOT programmes and sustainable growth.
Anthony Mukasa
Head of Credit
Provides leadership for credit operations, responsible lending, portfolio management, loan assessment and customer credit support.
Silivia Atuhura
Human Resources
Supports staff administration, employee development, workplace coordination and the human-resource systems needed for effective institutional performance.
George Bijik
Head of Legal
Provides legal guidance, supports institutional compliance and helps ensure that agreements, policies and operations follow applicable requirements.
Mutyaba Ivan
Risk and Compliance Manager
Coordinates institutional risk management, internal compliance monitoring and controls that support responsible and secure financial-service delivery.Coordinated leadership across institutional functions
Management responsibilities are coordinated to support accountability, customer service, responsible lending and sustainable institutional development.
Strategy implementation
Translating approved institutional direction into practical departmental plans and measurable operational activities.
Responsible operations
Coordinating systems, people and controls needed for reliable and accountable financial-service delivery.
Customer service
Supporting services that remain accessible, responsive and relevant to customers, enterprises and communities.
Institutional growth
Strengthening partnerships, compliance, staff capability and operational readiness for sustainable growth.
Governance and reporting
Explore the complete ENCOT leadership structure
View the Board responsible for strategic oversight or explore the complete organizational chart showing institutional reporting relationships.