Paschal Mandhawun
Executive Chairman
Who we are
About ENCOT Microfinance
An institution committed to inclusive financial services, responsible enterprise growth and sustainable community impact.
Our institution
Leadership focused on financial inclusion and lasting impact
ENCOT Microfinance works through executive leadership, departmental management and operational teams to serve customers, enterprises and communities responsibly.
The approved institutional history, mission, vision and business information from the former website remains available through the About Us pages.
Board and Leadership Engagement
The Board provides governance and strategic oversight while management implements approved institutional plans.
Strategic oversight
Leadership guided by accountability, collaboration and purpose
The Board meeting photograph is presented as a governance and institutional image. It is intentionally kept outside the individual staff hierarchy.
View Board informationExecutive Leadership and Departmental Management
The structure below shows the Executive Chairman at the top, followed by the Executive Director, departmental heads and managers.
Morris Ngabitho
Executive Director
Solomon Karuhanga
Group Head of Partnership
Anthony Mukasa
Head of Credit
Silivia Atuhura
Human Resources
George Bijik
Head of Legal
Mutyaba Ivan
Risk and Compliance Manager
Working together
Contact ENCOT
A connected team serving customers, enterprises and communities
Each department contributes to responsible financial services, partnerships, credit management, legal compliance, human-resource support and institutional growth.