Inclusive finance for lasting impact

Financial solutions that help people and enterprises grow.

ENCOT Microfinance supports households, entrepreneurs and communities through accessible financial services, enterprise development and responsible lending.

ENCOT Building opportunity through inclusive and sustainable finance.
About ENCOT Microfinance

A trusted partner in financial inclusion and enterprise growth.

ENCOT Microfinance provides accessible financial services and practical development support to individuals, households, community groups and growing enterprises. The approved text from the old website will be transferred here without changing its meaning.

Accessible

Services designed to reach customers and communities that need practical financial support.

Responsible

Lending and customer support guided by integrity, transparency and sustainable outcomes.

Impact-focused

Financial and enterprise solutions that strengthen livelihoods and local economic development.

ENCOT Board and leadership meeting
Governance & Leadership Strategic oversight and accountable service
Institutional leadership

Strong governance supporting responsible financial services

ENCOT Microfinance is guided by a governance and leadership structure that supports accountability, sound decision-making, institutional growth and responsible service to customers.

Our Board and leadership team provide strategic direction, institutional oversight and responsible decision-making to support sustainable growth and quality service delivery.

Strategic direction Risk and compliance oversight Responsible institutional growth Customer and community focus
What we do

Services designed around real customer needs

Existing services from the old website will appear here once their approved content and images are transferred.

1

Microfinance Services

Accessible financial solutions for customers, households and enterprises.

View services
2

Enterprise Development

Training and support that help businesses improve and grow.

View services
3

Community Programmes

Initiatives that strengthen livelihoods and community resilience.

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Customer-first Services focused on practical customer needs
Community-based Working through a growing branch network
Enterprise-ready Support for businesses and income-generating activities
Digital future Preparing for collaboration with the SAAVE application
Loan products

Choose a financial solution that fits your plans

Product terms, requirements and approved descriptions will be managed from the administration dashboard.

Loan products will appear here after the approved information is transferred from the old website.
Our network

Serving customers through ENCOT branches and service points

Branch contact information will be copied from the approved old website and managed centrally.

Head Office

Approved address and telephone information will be transferred from the old website.

Regional Branches

Approved address and telephone information will be transferred from the old website.

Community Service Points

Approved address and telephone information will be transferred from the old website.

Apply for a Loan