Encot Microfinance Limited - Opportunities Unlimited

Top 100 Mid-Sized Company

This recognition cements our leadership among mid-sized businesses, showcasing our growth, customer value, thriving workplace, and community impact.

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Agro Enterprise Loans

ENCOT supports Agro Enterprise Initiatives from Small to Large Scale, from production to consumption

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Water and Sanitation

ENCOT supports acquisition of clean and safe water and sanitation facilities for your home or business like water harvest tanks, drilled or piped water sorces, plumbing works, sewerage disposal etc.

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ENCOT Mobile Service

Enjoy ENCOT Services in the palm of your hands. Navigate through your account, make payments easily and conveniently using Mobile Money on MTN and Airtel through ENCOT Mobile App or USSD

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Agri-Production Loan

At ENCOT we nature your seedlings to maturity with our customised Agriculture Loans to support you from Production to the Market

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The ENCOT Experience

Enjoy the Professional, Corporate and Personal Customer Service! Flexible, cheap and customised loan facilities to support your business needs.

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Back to school time...

ENCOT School Fees Loan will keep your kids in school and smiling. Apply for the ENCOT School Fees loan today

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Our Activites

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We work together with you

We at ENCOT bind ourselves to the international protocol on the protection of microfinance clients. In all our business undertakings, we shall ensure to undertake concrete steps to protect our clients from potentially harmful financial products, poor business practices and ensure that they are treated fairly. We collectively guarantee to do this through appropriate policies, practices, and products.