Microfinance

Loan products, financial inclusion messaging, and responsible credit presentation.

Financial inclusion

Financially inclusive communities

ENCOT Microfinance Limited employs carefully crafted group-based methodologies to deliver micro-credit services to its clients. This approach enables the organization to reach underserved communities effectively, empowering individuals and small businesses by providing them with the financial support necessary for sustainable growth.

ENCOT Group Enterprise Loans

Designed for group businesses to expand operations and increase productivity.

ENCOT Group Salary Loans

Short-term financing solution for salaried groups with flexible repayment terms.

ENCOT Group Energy Loans

Affordable financing for groups to access clean and sustainable energy solutions.

ENCOT Group Housing Loans

Group-based housing finance for home improvements and construction.

ENCOT Group Education Finance Loans

Supporting group members’ educational needs and school fee financing.

ENCOT Group Water and Sanitation Loans

Financing for group water projects and sanitation improvements.

ENCOT Business Working Capital

Short-term financing to cover day-to-day operational expenses for businesses.

More loan categories

Apply for Loan page includes Energy, Housing, Asset Finance, Education Finance, Water and Sanitation, Agri-Business, and Value Chain Finance options.

Apply for Loan