Background & Nature of Business

Professional inner-page layout for the ENCOT Microfinance website theme.

Agriculture support

Background & Nature of Business

ENCOT Microfinance Ltd is an indigenous rural community development micro-credit and rural-enterprise development entity, founded as an NGO in 2006 by a group of indigenous community development practitioners in Masindi, Uganda. The organization was developed as a response to the challenges of poverty and suffering faced by rural communities in Masindi, most especially farmers.

ENCOT Microfinance Ltd started as an academic research project with an objective of investigating the impact of microfinance on agriculture in Masindi. The research evolved into a fully fledged community development organization meant to improve access to appropriate credit and entrepreneurship development services among the marginalized rural communities in the region.

What we do

At the core of our work is providing financial support to individuals, families, and small businesses. We offer tailored solutions that address diverse financial needs, whether it is starting a business, managing unexpected expenses, or improving livelihoods. Our products are designed to be flexible and accessible.

In addition to financial support, we are invested in financial literacy education, micro-enterprise development, and social responsibility initiatives through workshops, coaching, and community partnerships.

Our Mandate

Rural Entrepreneurship Development for increased productivity and improved livelihoods.

  • Initiate self-help projects for sustainability
  • Support needy children to access education
  • Support the girl-child’s education
  • Invite and work with volunteers from outside and within
  • Mobilize resources for the less privileged
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