/*
|--------------------------------------------------------------------------
| ENCOT MICROFINANCE PUBLIC WEBSITE
|--------------------------------------------------------------------------
| Colour style aligned with ENCOT Foundation and the official logo.
|
| Primary teal:      #027975
| Dark teal:         #075D59
| Deep teal:         #064945
| Primary orange:    #F58021
| Dark text:         #111111
| White:             #FFFFFF
| Light background:  #F4F9F9
|--------------------------------------------------------------------------
*/

:root {
    --encot-teal: #027975;
    --encot-teal-dark: #075D59;
    --encot-teal-deep: #064945;
    --encot-teal-soft: #E8F5F4;

    --encot-orange: #F58021;
    --encot-orange-dark: #D96712;
    --encot-orange-soft: #FFF1E6;

    --encot-ink: #111111;
    --encot-text: #263536;
    --encot-muted: #667778;

    --encot-white: #FFFFFF;
    --encot-background: #F4F9F9;
    --encot-border: #D5E8E7;

    --primary: var(--encot-teal);
    --primary-dark: var(--encot-teal-dark);
    --primary-soft: var(--encot-teal-soft);

    --secondary: var(--encot-orange);
    --secondary-dark: var(--encot-orange-dark);

    --text: var(--encot-text);
    --muted: var(--encot-muted);

    --surface: var(--encot-white);
    --background: var(--encot-background);
    --border: var(--encot-border);

    --shadow:
        0 16px 44px
        rgba(6, 73, 69, 0.10);

    --shadow-large:
        0 28px 70px
        rgba(6, 73, 69, 0.18);

    --radius: 20px;
    --radius-small: 12px;
    --container: 1200px;
}

/*
|--------------------------------------------------------------------------
| Reset and General Website Styling
|--------------------------------------------------------------------------
*/

*,
*::before,
*::after {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 130px;
}

body {
    margin: 0;
    overflow-x: hidden;

    background: var(--encot-white);
    color: var(--encot-text);

    font-family:
        Arial,
        Helvetica,
        sans-serif;

    line-height: 1.65;
}

body.menu-open {
    overflow: hidden;
}

main {
    min-height: 52vh;
    background: var(--encot-white);
}

img {
    display: block;
    max-width: 100%;
}

a {
    color: var(--encot-teal);
}

a:hover {
    color: var(--encot-orange);
}

button,
input,
select,
textarea {
    font: inherit;
}

button {
    cursor: pointer;
}

h1,
h2,
h3,
h4,
h5,
h6 {
    color: var(--encot-ink);
}

p,
li {
    color: var(--encot-text);
}

.container {
    width:
        min(
            var(--container),
            calc(100% - 36px)
        );

    margin-inline: auto;
}

.sr-only {
    position: absolute;

    width: 1px;
    height: 1px;

    padding: 0;
    margin: -1px;

    overflow: hidden;

    clip: rect(0, 0, 0, 0);

    white-space: nowrap;
    border: 0;
}

.skip-link {
    position: fixed;

    top: 12px;
    left: 12px;

    z-index: 10000;

    padding: 10px 14px;

    border-radius: 8px;

    background: var(--encot-white);
    color: var(--encot-teal-dark);

    text-decoration: none;

    transform: translateY(-180%);
}

.skip-link:focus {
    transform: translateY(0);
}

/*
|--------------------------------------------------------------------------
| Sticky Header
|--------------------------------------------------------------------------
*/

.site-header {
    position: -webkit-sticky !important;
    position: sticky !important;

    top: 0 !important;
    left: 0;
    right: 0;

    width: 100%;

    z-index: 5000 !important;

    background: var(--encot-white);

    isolation: isolate;
    transform: translateZ(0);
    will-change: transform;
}

.top-strip {
    position: relative;
    z-index: 2;

    background:
        linear-gradient(
            90deg,
            var(--encot-teal-deep),
            var(--encot-teal-dark)
        ) !important;

    color:
        rgba(255, 255, 255, 0.90);

    font-size: 13px;
}

.top-strip-inner {
    min-height: 42px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 20px;
}

.top-contact,
.top-actions {
    display: flex;
    align-items: center;

    gap: 18px;
}

.top-strip a {
    color:
        rgba(255, 255, 255, 0.90) !important;

    text-decoration: none;
}

.top-strip a:hover {
    color: var(--encot-orange) !important;
}

.main-header {
    position: relative !important;
    top: auto !important;

    z-index: 3;

    background:
        rgba(255, 255, 255, 0.98) !important;

    border-bottom:
        1px solid
        var(--encot-border) !important;

    backdrop-filter: blur(14px);

    transition:
        box-shadow 0.25s ease,
        border-color 0.25s ease,
        background-color 0.25s ease;
}

.site-header.scrolled .main-header {
    border-bottom-color:
        rgba(2, 121, 117, 0.32) !important;

    box-shadow:
        0 12px 34px
        rgba(6, 73, 69, 0.16) !important;
}

.main-header-inner {
    min-height: 86px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 24px;
}

/*
|--------------------------------------------------------------------------
| Logo and Website Name
|--------------------------------------------------------------------------
*/

.brand {
    min-width: 260px;

    display: flex;
    align-items: center;

    gap: 13px;

    color: var(--encot-ink);
    text-decoration: none;
}

.brand-logo {
    max-width: 92px;
    max-height: 66px;

    object-fit: contain;
    object-position: center;
}

.brand-mark {
    flex: 0 0 auto;

    width: 54px;
    height: 54px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    border-radius: 16px;

    background:
        linear-gradient(
            145deg,
            var(--encot-teal),
            var(--encot-teal-dark)
        ) !important;

    color: var(--encot-white) !important;

    font-size: 25px;
    font-weight: 900;

    box-shadow:
        0 10px 24px
        rgba(2, 121, 117, 0.24);
}

.brand-copy strong,
.footer-brand strong {
    display: block;

    color: var(--encot-ink);

    font-size: 17px;
    line-height: 1.2;
}

.brand-copy small,
.footer-brand small {
    display: block;

    margin-top: 4px;

    color: var(--encot-muted);

    font-size: 11px;
    line-height: 1.35;
}

/*
|--------------------------------------------------------------------------
| Main Navigation
|--------------------------------------------------------------------------
*/

.site-navigation {
    display: flex;
    align-items: center;
    justify-content: flex-end;

    gap: 4px;
}

.site-navigation > a,
.nav-dropdown > button,
.nav-parent-link,
.nav-submenu-toggle {
    min-height: 44px;

    padding: 11px 12px;

    display: inline-flex;
    align-items: center;

    border: 0;
    border-radius: 10px;

    background: transparent;
    color: var(--encot-ink) !important;

    text-decoration: none;

    font-size: 14px;
    font-weight: 700;

    cursor: pointer;

    transition:
        color 0.2s ease,
        background-color 0.2s ease;
}

.site-navigation > a:hover,
.nav-dropdown > button:hover,
.nav-parent-link:hover,
.nav-submenu-toggle:hover,
.site-navigation .active,
.site-navigation a.active {
    background:
        var(--encot-teal-soft) !important;

    color: var(--encot-teal) !important;
}

.site-navigation .nav-cta {
    margin-left: 8px;
    padding-inline: 18px;

    background:
        var(--encot-orange) !important;

    color: var(--encot-white) !important;

    box-shadow:
        0 8px 20px
        rgba(245, 128, 33, 0.24);
}

.site-navigation .nav-cta:hover {
    background:
        var(--encot-orange-dark) !important;

    color: var(--encot-white) !important;
}

.nav-dropdown {
    position: relative;
}

.nav-dropdown > button::after,
.nav-submenu-toggle::after {
    content: "";

    width: 7px;
    height: 7px;

    margin-left: 8px;

    border-right:
        2px solid
        var(--encot-teal);

    border-bottom:
        2px solid
        var(--encot-teal);

    transform:
        translateY(-2px)
        rotate(45deg);

    transition:
        transform 0.2s ease;
}

.dropdown-menu,
.nav-submenu {
    position: absolute;

    top: calc(100% + 10px);
    left: 0;

    min-width: 260px;

    padding: 10px;

    border:
        1px solid
        var(--encot-border);

    border-top:
        3px solid
        var(--encot-orange);

    border-radius: 14px;

    background:
        var(--encot-white) !important;

    box-shadow: var(--shadow);

    opacity: 0;
    visibility: hidden;

    transform: translateY(10px);

    transition:
        opacity 0.2s ease,
        visibility 0.2s ease,
        transform 0.2s ease;
}

.nav-dropdown:hover .dropdown-menu,
.nav-dropdown:focus-within .dropdown-menu,
.nav-dropdown:hover .nav-submenu,
.nav-dropdown:focus-within .nav-submenu {
    opacity: 1;
    visibility: visible;

    transform: translateY(0);
}

.dropdown-menu a,
.nav-submenu a {
    display: block;

    padding: 10px 12px;

    border-radius: 9px;

    color:
        var(--encot-ink) !important;

    text-decoration: none;

    font-size: 13px;
    font-weight: 700;
}

.dropdown-menu a:hover,
.nav-submenu a:hover,
.dropdown-menu a.active,
.nav-submenu a.active {
    background:
        var(--encot-teal-soft) !important;

    color:
        var(--encot-teal) !important;
}

/*
|--------------------------------------------------------------------------
| Mobile Menu Button
|--------------------------------------------------------------------------
*/

.menu-toggle {
    display: none;

    width: 46px;
    height: 44px;

    padding: 10px;

    border:
        1px solid
        var(--encot-border);

    border-radius: 11px;

    background:
        var(--encot-white) !important;

    cursor: pointer;
}

.menu-toggle span:not(.sr-only) {
    display: block;

    height: 2px;

    margin: 5px 0;

    border-radius: 10px;

    background:
        var(--encot-teal) !important;

    transform-origin: center;

    transition:
        transform 0.2s ease,
        opacity 0.2s ease;
}

.menu-toggle.active span:nth-child(1) {
    transform:
        translateY(7px)
        rotate(45deg);
}

.menu-toggle.active span:nth-child(2) {
    opacity: 0;
}

.menu-toggle.active span:nth-child(3) {
    transform:
        translateY(-7px)
        rotate(-45deg);
}

/*
|--------------------------------------------------------------------------
| Homepage Hero
|--------------------------------------------------------------------------
*/

.hero {
    position: relative;

    min-height: 650px;

    display: flex;
    align-items: center;

    overflow: hidden;

    background:
        radial-gradient(
            circle at 84% 18%,
            rgba(245, 128, 33, 0.36),
            transparent 31%
        ),
        linear-gradient(
            120deg,
            var(--encot-teal-deep) 0%,
            var(--encot-teal-dark) 48%,
            var(--encot-teal) 100%
        ) !important;

    color: var(--encot-white);
}

.hero::before {
    content: "";

    position: absolute;

    width: 540px;
    height: 540px;

    right: -140px;
    bottom: -210px;

    border-radius: 50%;

    border:
        80px solid
        rgba(255, 255, 255, 0.055);
}

.hero::after {
    content: "";

    position: absolute;

    inset: 0;

    background:
        linear-gradient(
            90deg,
            rgba(6, 73, 69, 0.18),
            transparent 60%
        );

    pointer-events: none;
}

.hero-grid {
    position: relative;
    z-index: 2;

    display: grid;

    grid-template-columns:
        1.05fr
        0.95fr;

    align-items: center;

    gap: 60px;

    padding-block: 88px;
}

.eyebrow {
    display: inline-flex;
    align-items: center;

    gap: 9px;

    margin-bottom: 18px;

    color: var(--encot-teal);

    font-size: 13px;
    font-weight: 800;

    letter-spacing: 0.08em;
    text-transform: uppercase;
}

.eyebrow::before {
    content: "";

    width: 35px;
    height: 3px;

    border-radius: 99px;

    background:
        var(--encot-orange);
}

.hero .eyebrow {
    color:
        var(--encot-orange) !important;
}

.hero h1 {
    max-width: 750px;

    margin: 0 0 22px;

    color:
        var(--encot-white) !important;

    font-size:
        clamp(
            42px,
            6vw,
            76px
        );

    line-height: 1.04;
    letter-spacing: -0.035em;
}

.hero-copy {
    max-width: 650px;

    margin: 0 0 30px;

    color:
        rgba(255, 255, 255, 0.84) !important;

    font-size: 18px;
}

.button-row {
    display: flex;
    flex-wrap: wrap;

    gap: 13px;
}

/*
|--------------------------------------------------------------------------
| Buttons
|--------------------------------------------------------------------------
*/

.button,
.btn {
    min-height: 50px;

    padding: 13px 22px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    border:
        1px solid
        transparent;

    border-radius: 12px;

    background:
        var(--encot-teal);

    color:
        var(--encot-white);

    text-decoration: none;

    font-weight: 800;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        color 0.2s ease,
        box-shadow 0.2s ease;
}

.button:hover,
.btn:hover {
    transform: translateY(-2px);
}

.button-primary,
.btn-primary {
    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    box-shadow:
        0 10px 24px
        rgba(245, 128, 33, 0.26);
}

.button-primary:hover,
.btn-primary:hover {
    background:
        var(--encot-orange-dark) !important;

    color:
        var(--encot-white) !important;
}

.button-secondary {
    background:
        var(--encot-teal) !important;

    color:
        var(--encot-white) !important;
}

.button-secondary:hover {
    background:
        var(--encot-teal-dark) !important;
}

.button-outline,
.btn-outline {
    border-color:
        rgba(255, 255, 255, 0.60) !important;

    background:
        rgba(255, 255, 255, 0.08) !important;

    color:
        var(--encot-white) !important;
}

.button-outline:hover,
.btn-outline:hover {
    background:
        var(--encot-white) !important;

    color:
        var(--encot-teal) !important;
}

/*
|--------------------------------------------------------------------------
| Hero Information Card
|--------------------------------------------------------------------------
*/

.hero-card {
    position: relative;

    padding: 28px;

    border:
        1px solid
        rgba(255, 255, 255, 0.20);

    border-radius: 28px;

    background:
        rgba(255, 255, 255, 0.11) !important;

    box-shadow:
        0 30px 80px
        rgba(6, 73, 69, 0.30);

    backdrop-filter: blur(16px);
}

.hero-card::before {
    content: "";

    position: absolute;

    top: 0;
    left: 32px;

    width: 90px;
    height: 4px;

    border-radius:
        0 0 6px 6px;

    background:
        var(--encot-orange);
}

.hero-card h2 {
    margin: 0 0 10px;

    color:
        var(--encot-white) !important;

    font-size: 24px;
}

.hero-card p {
    margin: 0 0 24px;

    color:
        rgba(255, 255, 255, 0.76) !important;
}

.hero-feature-list {
    display: grid;
    gap: 12px;
}

.hero-feature {
    display: flex;
    align-items: center;

    gap: 12px;

    padding: 14px;

    border-radius: 14px;

    background:
        rgba(255, 255, 255, 0.10) !important;
}

.hero-feature span {
    width: 34px;
    height: 34px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    border-radius: 10px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    font-weight: 900;
}

/*
|--------------------------------------------------------------------------
| General Sections
|--------------------------------------------------------------------------
*/

.section {
    padding-block: 92px;
}

.section-white {
    background:
        var(--encot-white) !important;
}

.section-soft {
    background:
        var(--encot-background) !important;
}

.section-dark {
    background:
        linear-gradient(
            135deg,
            var(--encot-teal-deep),
            var(--encot-teal-dark)
        ) !important;

    color:
        var(--encot-white) !important;
}

.section-heading {
    max-width: 760px;

    margin-bottom: 38px;
}

.section-heading.center {
    margin-inline: auto;

    text-align: center;
}

.section-heading h2 {
    margin: 0 0 14px;

    color:
        var(--encot-ink) !important;

    font-size:
        clamp(
            32px,
            4vw,
            48px
        );

    line-height: 1.1;
    letter-spacing: -0.025em;
}

.section-heading p {
    margin: 0;

    color:
        var(--encot-muted) !important;

    font-size: 17px;
}

.section-dark .section-heading h2,
.section-dark h2,
.section-dark h3 {
    color:
        var(--encot-white) !important;
}

.section-dark .section-heading p,
.section-dark p,
.section-dark li {
    color:
        rgba(255, 255, 255, 0.76) !important;
}

.section-dark .eyebrow {
    color:
        var(--encot-orange) !important;
}

/*
|--------------------------------------------------------------------------
| Introduction Section
|--------------------------------------------------------------------------
*/

.intro-grid {
    display: grid;

    grid-template-columns:
        0.9fr
        1.1fr;

    align-items: center;

    gap: 55px;
}

.intro-visual {
    min-height: 430px;

    display: grid;
    align-content: end;

    padding: 28px;

    border-radius: 28px;

    background:
        linear-gradient(
            rgba(6, 73, 69, 0.18),
            rgba(6, 73, 69, 0.86)
        ),
        linear-gradient(
            135deg,
            var(--encot-teal),
            var(--encot-teal-deep)
        ) !important;

    color:
        var(--encot-white);

    box-shadow: var(--shadow-large);
}

.intro-visual strong {
    display: block;

    color:
        var(--encot-orange) !important;

    font-size: 56px;
    line-height: 1;
}

.intro-visual span {
    display: block;

    margin-top: 9px;

    color:
        rgba(255, 255, 255, 0.84) !important;
}

.intro-copy h2 {
    margin: 0 0 18px;

    color:
        var(--encot-ink) !important;

    font-size:
        clamp(
            32px,
            4vw,
            48px
        );

    line-height: 1.12;
}

.intro-copy p {
    color:
        var(--encot-muted) !important;

    font-size: 17px;
}

/*
|--------------------------------------------------------------------------
| Card Grids
|--------------------------------------------------------------------------
*/

.values-grid,
.cards-grid,
.branch-grid,
.story-grid {
    display: grid;
    gap: 20px;
}

.values-grid {
    grid-template-columns:
        repeat(
            3,
            minmax(0, 1fr)
        );

    margin-top: 28px;
}

.cards-grid,
.branch-grid,
.story-grid {
    grid-template-columns:
        repeat(
            3,
            minmax(0, 1fr)
        );
}

.value-card,
.service-card,
.loan-card,
.branch-card,
.story-card,
.info-card,
.content-card,
.sidebar-card,
.contact-card,
.map-card {
    position: relative;

    border:
        1px solid
        var(--encot-border) !important;

    border-radius:
        var(--radius);

    background:
        var(--encot-white) !important;

    box-shadow: var(--shadow);
}

.value-card,
.branch-card,
.info-card {
    overflow: hidden;
}

.value-card::before,
.branch-card::before,
.info-card::before {
    content: "";

    position: absolute;

    top: 0;
    left: 0;

    width: 100%;
    height: 4px;

    background:
        var(--encot-orange);
}

.value-card {
    padding: 25px 22px 22px;
}

.value-card strong {
    display: block;

    margin-bottom: 8px;

    color:
        var(--encot-teal) !important;

    font-size: 17px;
}

.value-card p {
    margin: 0;

    color:
        var(--encot-muted) !important;

    font-size: 14px;
}

.service-card,
.loan-card,
.story-card {
    overflow: hidden;

    transition:
        transform 0.22s ease,
        box-shadow 0.22s ease;
}

.service-card:hover,
.loan-card:hover,
.story-card:hover {
    transform:
        translateY(-5px);

    box-shadow:
        0 22px 50px
        rgba(6, 73, 69, 0.14);
}

.card-visual {
    min-height: 190px;

    display: flex;
    align-items: flex-end;

    padding: 22px;

    background:
        radial-gradient(
            circle at 85% 20%,
            rgba(245, 128, 33, 0.36),
            transparent 30%
        ),
        linear-gradient(
            135deg,
            var(--encot-teal-deep),
            var(--encot-teal)
        ) !important;

    color:
        var(--encot-white);
}

.card-visual span {
    width: 54px;
    height: 54px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    border-radius: 16px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    font-size: 22px;
    font-weight: 900;
}

.card-body {
    padding: 24px;
}

.card-body h3 {
    margin: 0 0 10px;

    color:
        var(--encot-ink) !important;

    font-size: 21px;
}

.card-body p {
    margin: 0 0 18px;

    color:
        var(--encot-muted) !important;
}

.text-link {
    color:
        var(--encot-teal) !important;

    font-weight: 800;
    text-decoration: none;
}

.text-link:hover {
    color:
        var(--encot-orange) !important;

    text-decoration: underline;
}

.loan-card .card-visual {
    min-height: 140px;

    background:
        radial-gradient(
            circle at 90% 15%,
            rgba(255, 255, 255, 0.20),
            transparent 30%
        ),
        linear-gradient(
            135deg,
            var(--encot-orange),
            var(--encot-orange-dark)
        ) !important;

    color:
        var(--encot-white);
}

.loan-meta {
    display: flex;
    flex-wrap: wrap;

    gap: 8px;

    margin-bottom: 17px;
}

.loan-meta span {
    padding: 6px 9px;

    border-radius: 8px;

    background:
        var(--encot-teal-soft) !important;

    color:
        var(--encot-teal-dark) !important;

    font-size: 11px;
    font-weight: 800;
}

/*
|--------------------------------------------------------------------------
| Statistics Area
|--------------------------------------------------------------------------
*/

.stats-band {
    position: relative;

    padding-block: 30px;

    overflow: hidden;

    background:
        var(--encot-background) !important;
}

.stats-grid {
    display: grid;

    grid-template-columns:
        repeat(
            4,
            minmax(0, 1fr)
        );

    gap: 16px;
}

.stat-item {
    position: relative;

    padding: 28px 24px;

    overflow: hidden;

    border:
        1px solid
        var(--encot-border);

    border-radius: 16px;

    background:
        var(--encot-white);

    box-shadow: var(--shadow);
}

.stat-item::before {
    content: "";

    position: absolute;

    top: 0;
    left: 0;

    width: 5px;
    height: 100%;

    background:
        var(--encot-orange);
}

.stat-item strong {
    display: block;

    color:
        var(--encot-teal-dark) !important;

    font-size: 34px;
}

.stat-item span {
    color:
        var(--encot-muted) !important;

    font-size: 14px;
}

/*
|--------------------------------------------------------------------------
| Branches and Stories
|--------------------------------------------------------------------------
*/

.branch-card {
    padding: 26px 23px 23px;
}

.branch-card h3 {
    margin: 0 0 8px;

    color:
        var(--encot-ink) !important;
}

.branch-card p,
.branch-card span {
    display: block;

    margin: 0 0 6px;

    color:
        var(--encot-muted) !important;

    font-size: 14px;
}

.story-image {
    min-height: 220px;

    background:
        linear-gradient(
            rgba(6, 73, 69, 0.08),
            rgba(6, 73, 69, 0.48)
        ),
        linear-gradient(
            135deg,
            var(--encot-teal),
            var(--encot-teal-deep)
        ) !important;
}

/*
|--------------------------------------------------------------------------
| SAAVE Section
|--------------------------------------------------------------------------
*/

.saave-section {
    position: relative;

    overflow: hidden;

    padding-block: 90px;

    background:
        radial-gradient(
            circle at 15% 10%,
            rgba(245, 128, 33, 0.30),
            transparent 28%
        ),
        linear-gradient(
            125deg,
            var(--encot-teal-deep),
            var(--encot-teal-dark),
            var(--encot-teal)
        ) !important;

    color:
        var(--encot-white);
}

.saave-grid {
    display: grid;

    grid-template-columns:
        1fr
        0.85fr;

    align-items: center;

    gap: 50px;
}

.saave-copy h2 {
    margin: 0 0 15px;

    color:
        var(--encot-white) !important;

    font-size:
        clamp(
            34px,
            4.5vw,
            54px
        );

    line-height: 1.08;
}

.saave-copy p {
    max-width: 680px;

    color:
        rgba(255, 255, 255, 0.80) !important;

    font-size: 17px;
}

.phone-preview {
    width:
        min(
            330px,
            85%
        );

    min-height: 560px;

    margin-inline: auto;

    padding: 16px;

    border:
        8px solid
        rgba(255, 255, 255, 0.90);

    border-radius: 46px;

    background:
        var(--encot-white) !important;

    box-shadow:
        0 30px 80px
        rgba(6, 73, 69, 0.34);
}

.phone-screen {
    min-height: 510px;

    display: grid;
    align-content: center;

    gap: 18px;

    padding: 25px;

    border-radius: 32px;

    background:
        radial-gradient(
            circle at 70% 15%,
            rgba(245, 128, 33, 0.32),
            transparent 25%
        ),
        linear-gradient(
            160deg,
            var(--encot-teal-deep),
            var(--encot-teal)
        ) !important;

    color:
        var(--encot-white);

    text-align: center;
}

.phone-screen strong {
    color:
        var(--encot-white) !important;

    font-size: 38px;
}

.phone-screen span {
    color:
        rgba(255, 255, 255, 0.78) !important;
}

/*
|--------------------------------------------------------------------------
| Partners
|--------------------------------------------------------------------------
*/

.partner-strip {
    display: grid;

    grid-template-columns:
        repeat(
            6,
            minmax(0, 1fr)
        );

    gap: 14px;
}

.partner-item,
.partner-logo-card {
    min-height: 110px;

    padding: 15px;

    display: flex;
    align-items: center;
    justify-content: center;

    border:
        1px solid
        var(--encot-border) !important;

    border-radius: 15px;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-ink) !important;

    text-align: center;

    font-size: 13px;
    font-weight: 800;

    box-shadow:
        0 8px 26px
        rgba(6, 73, 69, 0.06);
}

.partner-logo-media {
    background:
        var(--encot-white) !important;
}

.partner-logo-media img {
    max-width: 100%;
    max-height: 100%;

    object-fit: contain;
}

.partner-logo-name {
    color:
        var(--encot-ink) !important;
}

/*
|--------------------------------------------------------------------------
| Inner Page Hero
|--------------------------------------------------------------------------
*/

.page-hero {
    padding-block: 78px;

    background:
        radial-gradient(
            circle at 90% 15%,
            rgba(245, 128, 33, 0.32),
            transparent 30%
        ),
        linear-gradient(
            125deg,
            var(--encot-teal-deep),
            var(--encot-teal-dark),
            var(--encot-teal)
        ) !important;

    color:
        var(--encot-white);
}

.page-hero h1 {
    margin: 0 0 12px;

    color:
        var(--encot-white) !important;

    font-size:
        clamp(
            38px,
            5vw,
            62px
        );

    line-height: 1.05;
}

.page-hero p {
    max-width: 760px;

    margin: 0;

    color:
        rgba(255, 255, 255, 0.80) !important;

    font-size: 17px;
}

.breadcrumbs,
.breadcrumbs a {
    color:
        rgba(255, 255, 255, 0.82) !important;
}

.breadcrumbs a:hover {
    color:
        var(--encot-orange) !important;
}

/*
|--------------------------------------------------------------------------
| Content Pages
|--------------------------------------------------------------------------
*/

.content-layout {
    display: grid;

    grid-template-columns:
        minmax(0, 1fr)
        320px;

    align-items: start;

    gap: 32px;
}

.content-card {
    padding: 34px;
}

.rich-content h2,
.rich-content h3,
.rich-content h4 {
    color:
        var(--encot-ink) !important;
}

.rich-content p,
.rich-content li {
    color:
        var(--encot-text) !important;
}

.rich-content a {
    color:
        var(--encot-teal) !important;
}

.rich-content a:hover {
    color:
        var(--encot-orange) !important;
}

.rich-content img {
    border-radius: 16px;
}

.sidebar-card {
    padding: 24px;
}

.sidebar-card h3 {
    margin: 0 0 15px;

    color:
        var(--encot-ink) !important;
}

.sidebar-card a {
    display: block;

    padding: 10px 0;

    border-bottom:
        1px solid
        var(--encot-border);

    color:
        var(--encot-teal) !important;

    text-decoration: none;

    font-weight: 700;
}

.sidebar-card a:hover {
    color:
        var(--encot-orange) !important;
}

.sidebar-card a:last-child {
    border-bottom: 0;
}

.empty-state {
    padding: 38px;

    border:
        1px dashed
        rgba(2, 121, 117, 0.34);

    border-radius: 16px;

    background:
        var(--encot-teal-soft);

    color:
        var(--encot-muted);

    text-align: center;
}

/*
|--------------------------------------------------------------------------
| Forms
|--------------------------------------------------------------------------
*/

.form-grid,
.contact-form-grid {
    display: grid;

    grid-template-columns:
        repeat(
            2,
            minmax(0, 1fr)
        );

    gap: 18px;
}

.form-group,
.contact-form-group {
    display: grid;
    gap: 7px;
}

.form-group.full-width,
.contact-form-group.full-width {
    grid-column: 1 / -1;
}

label {
    color:
        var(--encot-ink) !important;

    font-size: 14px;
    font-weight: 700;
}

input,
select,
textarea {
    width: 100%;

    padding: 12px 14px;

    border:
        1px solid
        var(--encot-border) !important;

    border-radius: 11px;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-ink) !important;

    outline: none;

    transition:
        border-color 0.2s ease,
        box-shadow 0.2s ease;
}

textarea {
    resize: vertical;
}

input:focus,
select:focus,
textarea:focus {
    border-color:
        var(--encot-teal) !important;

    box-shadow:
        0 0 0 3px
        rgba(2, 121, 117, 0.12) !important;
}

.form-status,
.contact-form-status {
    min-height: 22px;

    font-size: 13px;
    font-weight: 700;
}

.form-status.is-success,
.contact-form-status.is-success {
    color:
        var(--encot-teal) !important;
}

.form-status.is-error,
.contact-form-status.is-error {
    color:
        var(--encot-orange-dark) !important;
}

/*
|--------------------------------------------------------------------------
| Contact Page
|--------------------------------------------------------------------------
*/

.contact-layout,
.contact-main-grid {
    display: grid;

    grid-template-columns:
        0.85fr
        1.15fr;

    align-items: start;

    gap: 28px;
}

.contact-information-card,
.contact-form-card,
.contact-details-card {
    position: relative;

    padding: 28px;

    overflow: hidden;

    border:
        1px solid
        var(--encot-border);

    border-radius:
        var(--radius);

    background:
        var(--encot-white);

    box-shadow: var(--shadow);
}

.contact-information-card::before,
.contact-form-card::before,
.contact-details-card::before {
    content: "";

    position: absolute;

    top: 0;
    left: 0;

    width: 100%;
    height: 4px;

    background:
        var(--encot-orange);
}

.contact-information-card h2,
.contact-form-card h2,
.contact-details-card h2 {
    color:
        var(--encot-ink) !important;
}

.contact-details-list {
    display: grid;
    gap: 14px;
}

.contact-detail-item {
    padding: 15px;

    border:
        1px solid
        var(--encot-border);

    border-left:
        4px solid
        var(--encot-orange);

    border-radius: 12px;

    background:
        var(--encot-background);
}

.contact-detail-item strong {
    display: block;

    margin-bottom: 4px;

    color:
        var(--encot-teal) !important;
}

.contact-detail-item a {
    color:
        var(--encot-ink) !important;

    text-decoration: none;
}

.contact-detail-item a:hover {
    color:
        var(--encot-orange) !important;
}

/*
|--------------------------------------------------------------------------
| Google Map
|--------------------------------------------------------------------------
*/

.map-card,
.contact-map-card {
    overflow: hidden;

    border:
        1px solid
        var(--encot-border);

    border-radius:
        var(--radius);

    background:
        var(--encot-white);

    box-shadow: var(--shadow);
}

.map-card-header,
.contact-map-header {
    position: relative;

    padding: 22px 24px;

    border-bottom:
        1px solid
        var(--encot-border);

    background:
        var(--encot-teal-soft);
}

.map-card-header::before,
.contact-map-header::before {
    content: "";

    position: absolute;

    top: 0;
    left: 0;

    width: 100%;
    height: 4px;

    background:
        var(--encot-orange);
}

.map-card-header h2,
.map-card-header h3,
.contact-map-header h2 {
    margin: 0 0 5px;

    color:
        var(--encot-ink) !important;
}

.map-card-header p,
.contact-map-header p {
    margin: 0;

    color:
        var(--encot-muted) !important;
}

.map-frame,
.map-embed,
.contact-map-frame {
    min-height: 430px;
}

.map-frame iframe,
.map-embed iframe,
.contact-map-frame iframe,
.map-card iframe {
    width: 100%;
    min-height: 430px;

    display: block;

    border: 0;
}

/*
|--------------------------------------------------------------------------
| Governance and Board Image
|--------------------------------------------------------------------------
*/

.governance-home-grid,
.governance-grid {
    display: grid;

    grid-template-columns:
        1fr
        1fr;

    align-items: center;

    gap: 42px;
}

.governance-home-photo-frame,
.governance-photo-frame,
.board-image-frame {
    min-height: 420px;

    padding: 14px;

    display: flex;
    align-items: center;
    justify-content: center;

    overflow: hidden;

    border:
        1px solid
        var(--encot-border);

    border-bottom:
        5px solid
        var(--encot-orange);

    border-radius: 24px;

    background:
        var(--encot-white);

    box-shadow: var(--shadow-large);
}

.governance-home-photo-frame img,
.governance-photo-frame img,
.board-image-frame img,
.board-image {
    width: 100%;
    height: 100%;

    max-height: 520px;

    object-fit: contain !important;
    object-position: center center !important;

    background:
        var(--encot-white) !important;
}

.governance-home-content h2,
.governance-content h2 {
    color:
        var(--encot-ink) !important;
}

.governance-home-content p,
.governance-content p {
    color:
        var(--encot-text) !important;
}

/*
|--------------------------------------------------------------------------
| Footer
|--------------------------------------------------------------------------
*/

.site-footer {
    padding-top: 72px;

    background:
        linear-gradient(
            135deg,
            var(--encot-teal-deep),
            var(--encot-teal-dark)
        ) !important;

    color:
        rgba(255, 255, 255, 0.76);
}

.footer-grid {
    display: grid;

    grid-template-columns:
        1.25fr
        0.75fr
        0.75fr
        0.9fr;

    gap: 42px;

    padding-bottom: 55px;
}

.footer-brand {
    display: flex;
    align-items: center;

    gap: 13px;

    margin-bottom: 18px;
}

.footer-logo {
    max-width: 100px;
    max-height: 72px;

    object-fit: contain;
}

.footer-brand strong,
.footer-column h3 {
    color:
        var(--encot-white) !important;
}

.footer-brand small {
    color:
        rgba(255, 255, 255, 0.62) !important;
}

.footer-about p {
    max-width: 400px;
}

.footer-column h3 {
    margin: 0 0 18px;

    font-size: 16px;
}

.footer-column p,
.footer-column > span,
.footer-column > a {
    color:
        rgba(255, 255, 255, 0.72) !important;

    font-size: 14px;
}

.footer-column > a,
.footer-column > span {
    display: block;

    margin-bottom: 10px;
}

.footer-column > a {
    text-decoration: none;
}

.footer-column > a:hover {
    color:
        var(--encot-orange) !important;
}

.footer-network-title {
    margin-top: 24px !important;
}

.social-links {
    display: flex;
    flex-wrap: wrap;

    gap: 8px;

    margin-top: 18px;
}

.social-links a {
    padding: 7px 10px;

    border:
        1px solid
        rgba(255, 255, 255, 0.22);

    border-radius: 8px;

    background:
        rgba(255, 255, 255, 0.06);

    color:
        var(--encot-white) !important;

    text-decoration: none;

    font-size: 12px;
}

.social-links a:hover {
    border-color:
        var(--encot-orange);

    background:
        var(--encot-orange);

    color:
        var(--encot-white) !important;
}

.footer-button {
    min-height: 42px;

    margin-top: 8px;
    padding: 10px 14px;

    display: inline-flex !important;
    align-items: center;
    justify-content: center;

    border: 0;
    border-radius: 9px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    text-decoration: none;
    font-weight: 800;
}

.footer-column .footer-button + .footer-button {
    margin-left: 7px;
}

.footer-button:hover {
    background:
        var(--encot-white) !important;

    color:
        var(--encot-teal-dark) !important;
}

.footer-bottom {
    border-top:
        1px solid
        rgba(255, 255, 255, 0.14);
}

.footer-bottom-inner {
    min-height: 72px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 20px;
}

.footer-bottom p {
    margin: 0;

    color:
        rgba(255, 255, 255, 0.66) !important;

    font-size: 13px;
}

.footer-bottom a {
    margin-left: 16px;

    color:
        rgba(255, 255, 255, 0.66) !important;

    text-decoration: none;

    font-size: 12px;
}

.footer-bottom a:hover {
    color:
        var(--encot-orange) !important;
}

/*
|--------------------------------------------------------------------------
| WhatsApp Floating Button
|--------------------------------------------------------------------------
*/

.whatsapp-button {
    position: fixed;

    right: 22px;
    bottom: 174px;

    z-index: 6200;

    padding: 13px 17px;

    border:
        2px solid
        var(--encot-white);

    border-radius: 999px;

    background:
        var(--encot-teal) !important;

    color:
        var(--encot-white) !important;

    text-decoration: none;

    font-size: 13px;
    font-weight: 900;

    box-shadow:
        0 12px 30px
        rgba(2, 121, 117, 0.30);

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease;
}

.whatsapp-button:hover {
    background:
        var(--encot-teal-dark) !important;

    color:
        var(--encot-white) !important;

    transform: translateY(-3px);
}

/*
|--------------------------------------------------------------------------
| Floating Apply for Loan Button
|--------------------------------------------------------------------------
*/

.floating-loan-button {
    position: fixed;

    right: 22px;
    bottom: 98px;

    z-index: 6500;

    min-height: 56px;

    padding:
        8px
        18px
        8px
        8px;

    display: inline-flex;
    align-items: center;

    gap: 10px;

    border:
        2px solid
        var(--encot-white);

    border-radius: 999px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    text-decoration: none;

    font-weight: 900;

    box-shadow:
        0 16px 38px
        rgba(245, 128, 33, 0.38);

    animation:
        encotLoanFloat
        2.1s
        ease-in-out
        infinite;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease;
}

.floating-loan-button:hover {
    background:
        var(--encot-orange-dark) !important;

    color:
        var(--encot-white) !important;

    transform:
        translateY(-4px)
        scale(1.02);
}

.floating-loan-icon {
    width: 39px;
    height: 39px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    flex: 0 0 39px;

    border-radius: 50%;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-teal) !important;

    font-size: 10px;
    font-weight: 900;
}

.floating-loan-text {
    white-space: nowrap;
}

/*
|--------------------------------------------------------------------------
| Enquiry Chat Launcher
|--------------------------------------------------------------------------
*/

.encot-chat {
    position: fixed;

    right: 22px;
    bottom: 22px;

    z-index: 7000;
}

.encot-chat-launcher {
    position: relative;

    min-width: 128px;
    min-height: 58px;

    padding:
        8px
        17px
        8px
        9px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    gap: 9px;

    border:
        2px solid
        var(--encot-white);

    border-radius: 999px;

    background:
        var(--encot-teal) !important;

    color:
        var(--encot-white) !important;

    box-shadow:
        0 16px 38px
        rgba(2, 121, 117, 0.34);

    font-weight: 900;

    transition:
        transform 0.2s ease,
        background-color 0.2s ease,
        box-shadow 0.2s ease;
}

.encot-chat-launcher:hover {
    background:
        var(--encot-teal-dark) !important;

    color:
        var(--encot-white) !important;

    transform: translateY(-3px);
}

.encot-chat-launcher-icon {
    width: 39px;
    height: 39px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    flex: 0 0 39px;

    border-radius: 50%;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-teal) !important;

    font-size: 20px;
}

.encot-chat-launcher-text {
    white-space: nowrap;
}

.encot-chat-prompt {
    position: absolute;

    right: calc(100% + 12px);
    bottom: 7px;

    width: max-content;
    max-width: 220px;

    padding: 10px 13px;

    border:
        1px solid
        var(--encot-border);

    border-bottom:
        3px solid
        var(--encot-orange);

    border-radius:
        14px
        14px
        4px
        14px;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-ink) !important;

    box-shadow: var(--shadow);

    font-size: 13px;
    font-weight: 800;

    opacity: 0;
    visibility: hidden;

    transform: translateX(7px);

    pointer-events: none;

    transition:
        opacity 0.25s ease,
        visibility 0.25s ease,
        transform 0.25s ease;
}

.encot-chat-prompt.is-visible {
    opacity: 1;
    visibility: visible;

    transform: translateX(0);
}

/*
|--------------------------------------------------------------------------
| Enquiry Chat Panel
|--------------------------------------------------------------------------
*/

.encot-chat-panel {
    position: absolute;

    right: 0;
    bottom: 72px;

    width:
        min(
            390px,
            calc(100vw - 28px)
        );

    max-height:
        min(
            650px,
            calc(100vh - 120px)
        );

    display: flex;
    flex-direction: column;

    overflow: hidden;

    border:
        1px solid
        var(--encot-border);

    border-radius: 24px;

    background:
        var(--encot-white) !important;

    box-shadow: var(--shadow-large);

    visibility: hidden;
    opacity: 0;
    pointer-events: none;

    transform:
        translateY(18px)
        scale(0.97);

    transform-origin: bottom right;

    transition:
        opacity 0.25s ease,
        visibility 0.25s ease,
        transform 0.25s ease;
}

.encot-chat.is-open .encot-chat-panel,
.encot-chat.open .encot-chat-panel,
.encot-chat-panel.is-open,
.encot-chat-panel.open {
    visibility: visible;
    opacity: 1;
    pointer-events: auto;

    transform:
        translateY(0)
        scale(1);
}

.encot-chat.is-closing .encot-chat-panel {
    opacity: 0;

    transform:
        translateY(20px)
        scale(0.95);
}

/*
|--------------------------------------------------------------------------
| Chat Header
|--------------------------------------------------------------------------
*/

.encot-chat-header {
    min-height: 76px;

    padding: 14px 15px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 12px;

    background:
        linear-gradient(
            135deg,
            var(--encot-teal-deep),
            var(--encot-teal)
        ) !important;

    color:
        var(--encot-white);
}

.encot-chat-agent {
    display: flex;
    align-items: center;

    gap: 11px;
}

.encot-chat-agent-logo {
    width: 43px;
    height: 43px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    flex: 0 0 43px;

    border-radius: 14px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    font-size: 20px;
    font-weight: 900;
}

.encot-chat-agent strong,
.encot-chat-agent small {
    display: block;
}

.encot-chat-agent strong {
    color:
        var(--encot-white) !important;
}

.encot-chat-agent small {
    margin-top: 2px;

    color:
        rgba(255, 255, 255, 0.74) !important;

    font-size: 11px;
}

.encot-chat-close {
    width: 36px;
    height: 36px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    flex: 0 0 36px;

    border:
        1px solid
        rgba(255, 255, 255, 0.28);

    border-radius: 50%;

    background:
        rgba(255, 255, 255, 0.12) !important;

    color:
        var(--encot-white) !important;

    font-size: 25px;
    line-height: 1;
}

/*
|--------------------------------------------------------------------------
| Chat Messages
|--------------------------------------------------------------------------
*/

.encot-chat-messages {
    min-height: 150px;
    max-height: 220px;

    padding: 16px;

    display: flex;
    flex-direction: column;

    gap: 12px;

    overflow-y: auto;

    background:
        var(--encot-background) !important;
}

.encot-chat-message {
    display: flex;
    align-items: flex-end;

    gap: 8px;
}

.encot-chat-message-visitor {
    flex-direction: row-reverse;
}

.encot-chat-message-avatar {
    width: 31px;
    height: 31px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    flex: 0 0 31px;

    border-radius: 10px;

    background:
        var(--encot-teal) !important;

    color:
        var(--encot-white) !important;

    font-size: 11px;
    font-weight: 900;
}

.encot-chat-message-visitor
.encot-chat-message-avatar {
    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;
}

.encot-chat-message-bubble {
    max-width: 82%;

    padding: 10px 12px;

    border:
        1px solid
        var(--encot-border);

    border-radius:
        15px
        15px
        15px
        4px;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-ink) !important;

    box-shadow:
        0 5px 16px
        rgba(6, 73, 69, 0.06);

    font-size: 13px;
    line-height: 1.5;
}

.encot-chat-message-visitor
.encot-chat-message-bubble {
    border-color: transparent;

    border-radius:
        15px
        15px
        4px
        15px;

    background:
        var(--encot-teal) !important;

    color:
        var(--encot-white) !important;
}

.encot-chat-message-bubble strong {
    display: block;

    margin-bottom: 3px;

    color:
        var(--encot-teal) !important;

    font-size: 11px;
}

.encot-chat-message-visitor
.encot-chat-message-bubble strong,
.encot-chat-message-visitor
.encot-chat-message-bubble p {
    color:
        var(--encot-white) !important;
}

.encot-chat-message-bubble p {
    margin: 0;

    color: inherit !important;
}

/*
|--------------------------------------------------------------------------
| Chat Form
|--------------------------------------------------------------------------
*/

.encot-chat-form {
    position: relative;

    padding: 14px;

    display: grid;

    gap: 10px;

    overflow-y: auto;

    background:
        var(--encot-white) !important;
}

.encot-chat-honeypot {
    position: absolute !important;

    left: -9999px !important;

    width: 1px !important;
    height: 1px !important;

    overflow: hidden !important;
}

.encot-chat-contact-grid {
    display: grid;

    grid-template-columns:
        1fr
        1fr;

    gap: 9px;
}

.encot-chat-field label {
    display: block;

    margin-bottom: 4px;

    color:
        var(--encot-ink) !important;

    font-size: 11px;
    font-weight: 800;
}

.encot-chat-field input,
.encot-chat-field textarea {
    width: 100%;

    padding: 10px 11px;

    border:
        1px solid
        var(--encot-border) !important;

    border-radius: 10px;

    background:
        var(--encot-white) !important;

    color:
        var(--encot-ink) !important;

    outline: none;

    font-size: 13px;
}

.encot-chat-field textarea {
    min-height: 82px;

    resize: vertical;
}

.encot-chat-field input:focus,
.encot-chat-field textarea:focus {
    border-color:
        var(--encot-teal) !important;

    box-shadow:
        0 0 0 3px
        rgba(2, 121, 117, 0.10) !important;
}

.encot-chat-status {
    min-height: 18px;

    font-size: 12px;
    font-weight: 700;
}

.encot-chat-status.is-error {
    color:
        var(--encot-orange-dark) !important;
}

.encot-chat-status.is-success {
    color:
        var(--encot-teal) !important;
}

.encot-chat-submit {
    min-height: 46px;

    padding: 11px 16px;

    display: inline-flex;
    align-items: center;
    justify-content: center;

    gap: 8px;

    border: 0;
    border-radius: 11px;

    background:
        var(--encot-orange) !important;

    color:
        var(--encot-white) !important;

    font-weight: 900;
}

.encot-chat-submit:hover {
    background:
        var(--encot-orange-dark) !important;

    color:
        var(--encot-white) !important;
}

.encot-chat-submit:disabled {
    cursor: wait;
    opacity: 0.72;
}

.encot-chat-submit-loader {
    width: 17px;
    height: 17px;

    display: none;

    border:
        2px solid
        rgba(255, 255, 255, 0.42);

    border-top-color:
        var(--encot-white);

    border-radius: 50%;

    animation:
        encotSpin
        0.75s
        linear
        infinite;
}

.encot-chat-submit.is-loading
.encot-chat-submit-loader {
    display: inline-block;
}

.encot-chat-footer {
    padding: 10px 14px;

    display: flex;
    align-items: center;
    justify-content: space-between;

    gap: 10px;

    border-top:
        1px solid
        var(--encot-border);

    background:
        var(--encot-teal-soft) !important;

    color:
        var(--encot-muted) !important;

    font-size: 10px;
}

.encot-chat-footer a {
    color:
        var(--encot-teal) !important;

    font-weight: 800;
    text-decoration: none;
}

.encot-chat-footer a:hover {
    color:
        var(--encot-orange) !important;
}

/*
|--------------------------------------------------------------------------
| Chat Goodbye and Sound Indicator
|--------------------------------------------------------------------------
*/

.encot-chat-message-goodbye
.encot-chat-message-avatar {
    font-size: 23px;

    transform-origin: 70% 75%;

    animation:
        encotGoodbyeWave
        0.5s
        ease-in-out
        infinite
        alternate;
}

.encot-chat-message-goodbye
.encot-chat-message-bubble {
    border-color:
        rgba(245, 128, 33, 0.38) !important;

    background:
        var(--encot-orange-soft) !important;
}

.encot-chat.sound-pending
.encot-chat-launcher::after {
    content: "🔊";

    position: absolute;

    width: 25px;
    height: 25px;

    top: -8px;
    left: -7px;

    display: flex;
    align-items: center;
    justify-content: center;

    border-radius: 50%;

    background:
        var(--encot-white);

    box-shadow:
        0 5px 15px
        rgba(6, 73, 69, 0.18);

    font-size: 12px;

    animation:
        encotSoundPulse
        1.2s
        ease-in-out
        infinite;
}

/*
|--------------------------------------------------------------------------
| Focus Styling
|--------------------------------------------------------------------------
*/

.site-navigation a:focus-visible,
.nav-dropdown > button:focus-visible,
.menu-toggle:focus-visible,
.button:focus-visible,
.btn:focus-visible,
.footer-button:focus-visible,
.whatsapp-button:focus-visible,
.floating-loan-button:focus-visible,
.encot-chat-launcher:focus-visible,
.encot-chat-close:focus-visible,
.encot-chat-submit:focus-visible {
    outline:
        3px solid
        rgba(245, 128, 33, 0.82);

    outline-offset: 3px;
}

/*
|--------------------------------------------------------------------------
| Animations
|--------------------------------------------------------------------------
*/

@keyframes encotLoanFloat {
    0%,
    100% {
        transform: translateY(0);
    }

    50% {
        transform: translateY(-6px);
    }
}

@keyframes encotGoodbyeWave {
    0% {
        transform: rotate(-18deg);
    }

    100% {
        transform: rotate(24deg);
    }
}

@keyframes encotSoundPulse {
    0%,
    100% {
        transform: scale(1);
    }

    50% {
        transform: scale(1.15);
    }
}

@keyframes encotSpin {
    to {
        transform: rotate(360deg);
    }
}

@keyframes encotMobileMenuIn {
    from {
        opacity: 0;
        transform: translateY(-8px);
    }

    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/*
|--------------------------------------------------------------------------
| Medium Screens
|--------------------------------------------------------------------------
*/

@media (max-width: 1100px) {
    .site-navigation > a,
    .nav-dropdown > button {
        padding-inline: 8px;
        font-size: 13px;
    }

    .brand {
        min-width: 230px;
    }

    .cards-grid,
    .branch-grid,
    .story-grid {
        grid-template-columns:
            repeat(
                2,
                minmax(0, 1fr)
            );
    }

    .partner-strip {
        grid-template-columns:
            repeat(
                3,
                minmax(0, 1fr)
            );
    }

    .footer-grid {
        grid-template-columns:
            repeat(
                2,
                minmax(0, 1fr)
            );
    }
}

/*
|--------------------------------------------------------------------------
| Tablets and Mobile Navigation
|--------------------------------------------------------------------------
*/

@media (max-width: 980px) {
    html {
        scroll-padding-top: 95px;
    }

    .site-header {
        top: 0 !important;
    }

    .top-strip {
        display: none;
    }

    .main-header-inner {
        min-height: 76px;
    }

    .menu-toggle {
        display: block;
    }

    .site-navigation {
        position: absolute;

        top: 76px;
        left: 18px;
        right: 18px;

        display: none;

        max-height:
            calc(100vh - 96px);

        padding: 14px;

        border:
            1px solid
            var(--encot-border);

        border-top:
            4px solid
            var(--encot-orange);

        border-radius: 16px;

        background:
            var(--encot-white) !important;

        box-shadow: var(--shadow-large);

        overflow-y: auto;

        z-index: 5100;
    }

    .site-navigation.open {
        display: block;

        animation:
            encotMobileMenuIn
            0.18s
            ease
            both;
    }

    .site-navigation > a,
    .nav-dropdown > button {
        width: 100%;

        justify-content: space-between;

        margin-bottom: 3px;
    }

    .site-navigation .nav-cta {
        margin-top: 8px;
        margin-left: 0;

        justify-content: center;
    }

    .dropdown-menu,
    .nav-submenu {
        position: static;

        display: none;

        min-width: 0;

        padding:
            4px
            8px
            10px
            20px;

        border: 0;

        box-shadow: none;

        opacity: 1;
        visibility: visible;

        transform: none;
    }

    .nav-dropdown:hover .dropdown-menu,
    .nav-dropdown:focus-within .dropdown-menu,
    .nav-dropdown:hover .nav-submenu,
    .nav-dropdown:focus-within .nav-submenu {
        display: none;
    }

    .nav-dropdown.open .dropdown-menu,
    .nav-dropdown.open .nav-submenu {
        display: block;
    }

    .nav-dropdown.open > button::after,
    .nav-dropdown.open
    .nav-submenu-toggle::after {
        transform:
            translateY(2px)
            rotate(225deg);
    }

    .hero-grid,
    .intro-grid,
    .saave-grid,
    .content-layout,
    .contact-layout,
    .contact-main-grid,
    .governance-home-grid,
    .governance-grid {
        grid-template-columns: 1fr;
    }

    .hero {
        min-height: auto;
    }

    .hero-grid {
        padding-block: 70px;
    }

    .hero-card {
        max-width: 620px;
    }

    .intro-visual {
        min-height: 340px;
    }

    .stats-grid {
        grid-template-columns:
            repeat(
                2,
                minmax(0, 1fr)
            );
    }
}

/*
|--------------------------------------------------------------------------
| Small Screens
|--------------------------------------------------------------------------
*/

@media (max-width: 680px) {
    .container {
        width:
            min(
                calc(100% - 26px),
                var(--container)
            );
    }

    .brand {
        min-width: 0;
    }

    .brand-logo {
        max-width: 68px;
        max-height: 52px;
    }

    .brand-copy small {
        display: none;
    }

    .brand-copy strong {
        font-size: 14px;
    }

    .brand-mark {
        width: 47px;
        height: 47px;

        border-radius: 14px;
    }

    .hero h1 {
        font-size: 43px;
    }

    .hero-copy {
        font-size: 16px;
    }

    .hero-card {
        padding: 22px;
    }

    .section {
        padding-block: 68px;
    }

    .values-grid,
    .cards-grid,
    .branch-grid,
    .story-grid,
    .partner-strip,
    .footer-grid,
    .form-grid,
    .contact-form-grid {
        grid-template-columns: 1fr;
    }

    .form-group.full-width,
    .contact-form-group.full-width {
        grid-column: auto;
    }

    .stats-grid {
        grid-template-columns: 1fr;
    }

    .content-card,
    .contact-information-card,
    .contact-form-card,
    .contact-details-card {
        padding: 24px 20px;
    }

    .footer-column .footer-button,
    .footer-column
    .footer-button
    + .footer-button {
        width: 100%;

        margin-left: 0;

        justify-content: center;
    }

    .footer-bottom-inner {
        align-items: flex-start;
        flex-direction: column;

        padding-block: 20px;
    }

    .footer-bottom a {
        margin:
            0
            13px
            0
            0;
    }

    .whatsapp-button {
        right: 14px;
        bottom: 154px;
    }

    .floating-loan-button {
        right: 14px;
        bottom: 87px;

        min-height: 50px;

        padding-right: 14px;
    }

    .floating-loan-icon {
        width: 35px;
        height: 35px;

        flex-basis: 35px;
    }

    .floating-loan-text {
        font-size: 12px;
    }

    .encot-chat {
        right: 14px;
        bottom: 14px;
    }

    .encot-chat-launcher {
        min-width: 112px;
        min-height: 54px;

        padding-right: 14px;
    }

    .encot-chat-panel {
        position: fixed;

        left: 10px;
        right: 10px;
        bottom: 77px;

        width: auto;

        max-height:
            calc(100vh - 94px);

        border-radius: 20px;
    }

    .encot-chat-contact-grid {
        grid-template-columns: 1fr;
    }

    .encot-chat-prompt {
        right: 0;
        bottom: calc(100% + 9px);

        max-width: 190px;
    }

    .governance-home-photo-frame,
    .governance-photo-frame,
    .board-image-frame {
        min-height: 280px;
    }
}

/*
|--------------------------------------------------------------------------
| Reduced Motion
|--------------------------------------------------------------------------
*/

@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        scroll-behavior: auto !important;

        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;

        transition-duration: 0.01ms !important;
    }

    .floating-loan-button,
    .encot-chat-message-goodbye
    .encot-chat-message-avatar,
    .encot-chat.sound-pending
    .encot-chat-launcher::after {
        animation: none !important;
    }
}

/*
|--------------------------------------------------------------------------
| FLOATING APPLY FOR LOAN BUTTON — LEFT BOTTOM SIDE
|--------------------------------------------------------------------------
| This final rule overrides the earlier right-side position without
| changing the button colour, animation, size or functionality.
|--------------------------------------------------------------------------
*/

.floating-loan-button {
    left: 22px !important;
    right: auto !important;
    bottom: 22px !important;
}

@media (max-width: 680px) {
    .floating-loan-button {
        left: 14px !important;
        right: auto !important;
        bottom: 14px !important;
    }
}